2087:

thinksquad:

Twenty-seven-year-old Omaha, Nebraska, resident Erin Duffy has never had — or even wanted — a credit card.

"I’ve been able to get along without it," she says, attributing the choice to ambivalence and a wariness of plastic her parents fostered in her during her formative years. "I’ve liked being able to pay for things as I go, not having to worry about missing a bill."

Duffy’s decision to live without credit cards is more common than you may think. A whopping 63 percent of millennials (ages 18 to 29) don’t have a credit card, according to a survey commissioned by Bankrate and compiled by Princeton Survey Research Associates International.

Comparatively, only 35 percent of adults 30 and over don’t have credit cards.

There are, admittedly, external factors influencing the statistics. An April 2014 Gallup poll found Americans’ reliance on credit cards, in general, has declined steadily since the Great Recession. Moreover, the Credit Card Accountability, Responsibility and Disclosure Act of 2009, or CARD Act, made it harder for anyone under 21 to get a credit card.

There’s also a more straightforward reason why a majority of millennials aren’t carrying the payment method: Many, like Duffy, just don’t want credit cards.

"I don’t really feel like there’s a need for one in the way I live my life," says Melissa Pileiro, a 24-year-old resident of Vineland, New Jersey. "The idea with a credit card is you’re essentially putting money down that you don’t have."

Like many members of her demographic, Pileiro is perfectly content with her debit card, a payment method whose existence has eaten into the credit card’s market share.

Millennials “grew up in a world where the economy was tanking,” says David Pommerehn, senior counsel with the Consumer Bankers Association. “There was great concern about jobs and debts and paying off bills.”

At the same time, college costs — and subsequently student loans — have ballooned. According to the Project for Student Debt, student debt increased an average of 6 percent each year from 2008 to 2012, with college graduates from 2012 having an average student loan debt of $29,400.
http://finance.yahoo.com/news/more-millennials-saying-no-credit-100000322.html

GO MILLENNIALS

1,996 notes

queen-of-love-and-beauty:

"I don’t wear makeup so I don’t have to waste like an hour in front of the mirror every morning hahahaha"

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"open books not legs"

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"why have tequila shots when you can have tea?"

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"As always, late with Starbucks"

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"modest is hottest"

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"I’m not like those girls”

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236,172 notes

lookatthewords:

thempress:

bbones:

ryulongd:

m0rdin:

spicy-vagina-tacos:


Because of feminism i will never find this show funny again. There goes my childhood

Are you actually serious? Yes, Johnny’s character was a grade A douche bag, however all the women he went after were hot as fuck and yet put him in his place and beat him up for the lewd things he was saying. This show was fucking hilarious and promoted women acting out against chauvinist pigs, such as Johnny. Not once did the women ever fall for him, showcasing that women are to be strong and take NO shit from any man.
Get your shit together, qurl.

Not to mention his mother was cool as shit.

what about the werewolf chick

and the deer


people are fucking stupid as fuck 

The werewolf chick was so used to dudes running away she would take anything she got, same with the “deer” he met online. Both examples of women who are so desperate for companionship they would be happy with a complete and total douche like Johnny. (Even though if I remember correctly Johnny treated both of them better than anyone else ever did, because deep down Johnny Bravo was an okay dude he was acting the way society taught him to act.) 

And wow there was a whole EPISODE where Johnny got turned into a woman and has to endure catcalls and street harassment and being belittled to just a face and a body and basically was like “is this what you girls go through?”and like lead a revolution of girl power and kickassary.
So bye

lookatthewords:

thempress:

bbones:

ryulongd:

m0rdin:

spicy-vagina-tacos:

Because of feminism i will never find this show funny again. There goes my childhood

Are you actually serious? Yes, Johnny’s character was a grade A douche bag, however all the women he went after were hot as fuck and yet put him in his place and beat him up for the lewd things he was saying. This show was fucking hilarious and promoted women acting out against chauvinist pigs, such as Johnny. Not once did the women ever fall for him, showcasing that women are to be strong and take NO shit from any man.

Get your shit together, qurl.

Not to mention his mother was cool as shit.

what about the werewolf chick

image

and the deer

image

people are fucking stupid as fuck 

The werewolf chick was so used to dudes running away she would take anything she got, same with the “deer” he met online. Both examples of women who are so desperate for companionship they would be happy with a complete and total douche like Johnny. (Even though if I remember correctly Johnny treated both of them better than anyone else ever did, because deep down Johnny Bravo was an okay dude he was acting the way society taught him to act.) 

And wow there was a whole EPISODE where Johnny got turned into a woman and has to endure catcalls and street harassment and being belittled to just a face and a body and basically was like “is this what you girls go through?”and like lead a revolution of girl power and kickassary.

So bye

235,990 notes

jademonster42:

vannpires:

what month comes after september???

halloween

after that, at 61 days, is the longest month of the year, christmas

(Source: vampirekid67)

99,064 notes

When you do something embarrassing in front of people

image

(Source: akemi-homuras)

138,469 notes

mkdremareriser:

frostbitch:

orcfucker:

white australians have this thing where they seem to think that the dehumanization of aboriginal people was a hundred or so years ago
like no
up until 1967, aboriginal people were legally classed as fauna
they weren’t considered people at all 47 yrs ago
that’s not long ago at all

fun fact you used to be able to hunt them :T

that’s real fucked up

3,563 notes

iwishlilbwasmygrandpa:

Popping bottles in the ice, like a lizard. When we drink we do it right, with a lizard.

(Source: flip5600)

311,311 notes